Turn invoices into cash instantly!
BENEFICIAL – FAST – AFFORDABLE
Trusted by over 960 companies. Cost starting from 0.6%
With Factor, you can also send invoices to your clients in the form of E-INVOICES.
Put your money to work for you right away
Factoring applications are simple and free from bureaucracy and complicated reports.
Optimise your business with factoring and accelerate your company’s growth!
Sales invoice factoring
Connects outstanding sales invoices with the need for immediate funding.
Start sales invoice factoring
Immediate transfer of payment
Convenient and fast process
No hidden fees
Option to finance individual invoices
Purchase invoice factoring
Allows you to pay your business invoices immediately.
Start purchase invoice factoringa
Single repayment
Only fixed fees
Flexible conditions
Transparent pricing policy
How does it work?
You sell your goods or services.
Issue a sales invoice with a payment term of 7–90 days.
Upload the invoice to the Factor self-service and receive your funds the same day.
Your liquidity is preserved and business risk is lowered.
The entire process consists of 4 simple and logical steps. It is that easy!
It takes just a few minutes and the money arrives within a few hours. 24-hour guarantee.
Who are we? Why choose Factor?
Personalised client support
We handle each application individually and, unlike banks, make decisions in minutes, not weeks.
We reduce your administrative burden
You will receive cash on the same day, and if the buyer fails to pay in a timely manner, we will handle the matter for you.
We are transparent, with no hidden fees
There are no fixed costs, contract fees, limit fees, account opening charges, or monthly management fees.
We are trusted We are here to simplify your business processes
We understand the challenges of managing a business that arise from everyday volatility in cash flows and day-to-day economic activity.
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Factored invoices
At Factor Finance, we work every day to ensure that both small and large Estonian businesses can operate with ease and remain reliable, stable partners. Our goal is to support businesses by simplifying cash flow management and enabling faster growth.
CEO of Factor Finance
Factoring services 